Financing with Our Dealership

Royal Ford Motors of Cooperstown takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Royal Ford Motors of Cooperstown Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Royal Ford Motors of Cooperstown can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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The Finance Center at Royal Ford Motor Inc. Has Got Your Auto Loan and Lease Needs Covered

It is always nice to know that you can get the assistance of experts when you go through a process with which you aren't familiar. Many folks who are interested in buying or leasing their new vehicle often drag their feet because they dread the auto financing process. They feel like they will be in the dark, and it will be time-consuming.

Folks who shop with the team at Royal Ford Motors Inc., located at 3694 Waverly Road, Route 17C West in Owego, NY, won't have that experience. Our finance team can streamline and simplify your car shopping experience.

Receive Help from the Experts at Our Dealership

People who shop with Royal Ford Motors Inc. will always have the comfort of knowing that they will be working with a top-notch staff. It doesn't matter if you are looking to us for sales, service, or parts; you can get assistance from knowledgeable team members who pride themselves on their customer service.

The finance experts at our dealership can answer any questions that you may have about auto loans and Ford lease agreements. They will provide you with the guidance you need to successfully complete the purchase or lease of your next vehicle.

Explore the Resources Available at Royal Ford Motors Inc

One of the reasons why so many car shoppers enjoy shopping with our team is that they know that they can get the benefit of the many resources at our disposal. The finance team at Royal Ford Motors Inc. works with many banks and credit unions to try to secure the best possible terms for your car loan or Ford lease.

Take Advantage of the Ford Financing Deals and Lease Offers at Our Dealership

Anyone who is interested in getting the best deal on their new Ford car, truck, or SUV will want to pay special attention to the Ford financing offers and lease deals available at our dealership. Well-qualified car shoppers can often find APRs, lease payments, and terms that are unavailable with any other lenders. It is a great way to get behind the wheel of a new Ford model without breaking the bank.

Apply for Financing with Our Team

If you are interested in what our finance center can do for you, the first step would be to complete our online credit application. Fill out this form and let Royal Ford Motors Inc. work its magic for you today.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Royal Ford Motors of Cooperstown

    5069 NY-28
    Cooperstown, NY 13326

    • Sales: (607) 547-9924
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Get in Touch

  • Contact our Sales Department at: (607) 547-9924
  • Monday8:30am-7pm
  • Tuesday8:30am-7pm
  • Wednesday8:30am-7pm
  • Thursday8:30am-7pm
  • Friday8:30am-6pm
  • Saturday8:30am-5pm
  • SundayClosed